🎯 Parent/student verdict

Strong target

Selective but achievable for strong students.

✅ Best for

  • Solid academic profile (SAT 1250–1420 · ACT 28–32 middle 50% + typically a 3.7+ unweighted GPA in rigorous coursework)
  • Students focused on Social Sciences (the school's signature program)
  • Families wanting a small undergraduate experience
  • Strong long-term ROI — median 10-yr earnings of $90,543 against an average net cost of ~$38,782/yr

🎯 The reality

  • Bottom-quartile academic profile if: SAT below 1250, or ACT below 28, or unweighted GPA below ~3.50 (admitted-class quartiles; GPA floor is a calibrated heuristic where CDS not yet on file)
  • With selective universities, build a balanced college list of Reaches, Targets, and Safeties

Verdict is composed from this college's structured data (admit rate, SAT bands, net price by income, Carnegie classification, scholarship grids) using transparent rule thresholds — not a chat-bot's opinion.

🏛️ Institutional snapshot

What kind of college is this?

Carnegie classification
Baccalaureate Colleges: Arts & Sciences Focus
Total enrollment
3,106
1,000 - 4,999
In-state tuition
$64,500
sticker, before aid
Tuition
$64,500
flat rate (no in/out-of-state split)
Admit rate
21.1%
Highly selective
SAT middle 50%
1250–1420
EBRW + Math composite
ACT middle 50%
28–32
composite
Test policy
Test-optional
2023
10-yr earnings
$90,543
median, after entry

Source: federal IPEDS Admissions 2023 for scores + admit rate; federal College Scorecard (20260606 vintage) for earnings + outcomes. SAT/ACT bands are the 25th–75th percentile of enrolled submitters.

📊 Outcomes & cost

What graduates actually earn, finish, and owe.

Federal College Scorecard data. Earnings are median annual income measured years after entering. Debt is for federal-aid borrowers only (cash-pay students aren't counted).

Earnings, 6 yrs after entry
$69,984
Earnings, 10 yrs after entry
$90,543
4-year completion
87%
Median debt (completers)
$27,000
Cost of attendance
$80,334
sticker price, not net
Pell-eligible students
15%

💰 True ROI

5.8× return

What families actually pay (after aid) vs. the sticker — and how 10-yr earnings stack against the real cost. Most sites quote sticker; we quote what families really pay.

What families actually pay (4 yrs)
$155,128
$38,782/yr avg net
Aid that hides behind the sticker
$166,208
vs sticker $321,336
10-yr earnings total
$905,430
$90,543/yr median, 10 yrs out
Years to recoup actual cost
1.7 yrs
at the median earnings rate

"True ROI" = (10-yr median earnings × 10) ÷ (actual 4-yr net price). The actual net is from Scorecard (average across all families); your family's net price will vary by income — see the breakdown above. Earnings are 10 years after enrollment (Scorecard PP-FOS, all majors combined).

💰 What families actually pay

Net price by family income

Net price = sticker price minus grant aid. This is what families actually pay out-of-pocket after scholarships and need-based aid — the most honest affordability signal there is. At College of the Holy Cross, the average net price is $38,782/yr across all families.

Family income $0-30k
$14,343/yr
Family income $30-48k
$16,179/yr
Family income $48-75k
$12,682/yr
Family income $75-110k
$27,711/yr
Family income $110k+
$56,284/yr

🔎 Earning over $110K? The federal brackets above lump every family from $110K to $1M+ into one row.

Need-based aid usually phases out somewhere between $200K and $300K at private colleges — but the exact threshold varies a lot. For a precise estimate based on your family's actual income, assets, and your student's academic profile, use College of the Holy Cross's official Net Price Calculator:

Get your family's estimate from College of the Holy Cross →

Opens on College of the Holy Cross's site. Takes about 10–15 minutes; have your most recent tax return handy.

Source: College Scorecard (NPT41-NPT45). Net price = total cost of attendance minus federal, state, institutional, and other grants. Some brackets may be suppressed for student-privacy reasons (small cohorts). Title IV first-time, full-time undergraduates only. The $110K+ ceiling is a federal data limitation — Department of Education hasn't refreshed these brackets since the early 2010s.

📚 What students study here

Most popular majors at College of the Holy Cross

Top 5 fields of study by bachelor's degrees awarded (most recent IPEDS Completions). Use this to see what College of the Holy Cross actually graduates — not just what it markets.

1. Social Sciences
275 degrees · 51.0%
Typical career outcomes
Economist $118k Political Scientist $130k Sociologist $93k Market Research Analyst $75k
Economics + poli sci sub-disciplines pay much more than sociology + anthropology.
2. Psychology
118 degrees · 21.9%
Typical career outcomes
HR Specialist $68k Market Research Analyst $75k Clinical Psychologist (post-PhD) $93k Social Worker $58k
Most undergrad psych grads go into non-clinical roles. Clinical/counseling psych requires a master's or doctoral.
3. English Language & Literature
55 degrees · 10.2%
Typical career outcomes
Technical Writer $80k Editor $75k Writer / Author $74k Public Relations Specialist $67k
Writing-heavy roles. Variance is huge — corporate technical writers pay 2× journalists.
4. Biological & Biomedical Sciences
53 degrees · 9.8%
Typical career outcomes
Biological Scientist $87k Medical & Clinical Lab Tech $61k Pharmaceutical Rep $82k Physician (post-MD) $239k
Many bio majors → med school / grad school. Direct-employment bio roles are lower-paid than that pipeline.
5. Physical Sciences
38 degrees · 7.1%
Typical career outcomes
Chemist $85k Physicist $147k Geoscientist $93k Materials Scientist $100k
Chemistry, physics, geology — strong wages especially in industry roles.

Source: IPEDS Completions (C2023_a), bachelor's-level first majors aggregated to 2-digit CIP family. Share is of these top 5 only — not all majors.

💼 Top programs by earnings

Highest-earning majors at College of the Holy Cross

Median earnings 4 years after entry, by major (CIP code). From the federal College Scorecard program-level outcomes.

Major (CIP) Credential Cohort 1-yr earnings 4-yr earnings
Economics. Bachelor's Degree 128 $69,288 $118,131
Accounting and Related Services. Bachelor's Degree 28 $73,234 $114,088
Physics. Bachelor's Degree 17 $99,165
Mathematics. Bachelor's Degree 48 $61,761 $96,927
Chemistry. Bachelor's Degree 32 $47,313 $93,122
Biology, General. Bachelor's Degree 50 $43,276 $92,914
Political Science and Government. Bachelor's Degree 110 $47,029 $88,088
Romance Languages, Literatures, and Linguistics. Bachelor's Degree 33 $52,210 $76,301
English Language and Literature, General. Bachelor's Degree 57 $43,362 $74,214
Psychology, General. Bachelor's Degree 132 $41,099 $74,095

For full college-vs-major comparison + ROI leaderboards, see /college-outcomes →

🤖 AI program signal

AI + computing education at College of the Holy Cross

CS degrees (annual)
11
CIP 11.0701 + 11.0101

Full multi-lens comparison: /ai-colleges →

⚖️ Compare side-by-side

College of the Holy Cross vs. another college

Type the college you want to compare against. We'll show admit rates, net price by your family income, top majors with career outcomes, and merit aid — all in one side-by-side view.

Alternatives to College of the Holy Cross

Matched not just by selectivity, but by strategic goal — what a family actually decides on.

🏆 Better merit-aid options
These similar-selectivity schools have published auto-merit grids that College of the Holy Cross doesnt — your kids scores could unlock real scholarship dollars.
University of Alabama in Huntsville
AL · Public
39 auto-merit scholarships on file
Texas Tech University
TX · Public
31 auto-merit scholarships on file
The University of Alabama
AL · Public
23 auto-merit scholarships on file
Mississippi State University
MS · Public
19 auto-merit scholarships on file
University of Alabama at Birmingham
AL · Public
19 auto-merit scholarships on file
💰 Better out-of-state value
For families paying $110k+ income tuition, these schools cost meaningfully less than College of the Holy Cross.
Christian Brothers University
TN · Private nonprofit
$5,843/yr for $110k+ families ($50,441 less)
United States Merchant Marine Academy
NY · Public
$9,168/yr for $110k+ families ($47,116 less)
College of the Ozarks
MO · Private nonprofit
$10,426/yr for $110k+ families ($45,858 less)
CUNY Brooklyn College
NY · Public
$12,254/yr for $110k+ families ($44,030 less)
CUNY Hunter College
NY · Public
$12,259/yr for $110k+ families ($44,025 less)
🛡️ Safer in-state options
Same state, similar SAT band, but with a more forgiving admit rate — useful safety / match anchors.
University of Massachusetts-Dartmouth
MA · Public
92% admit rate (vs 21% here)
Worcester State University
MA · Public
90% admit rate (vs 21% here)
University of Massachusetts-Lowell
MA · Public
85% admit rate (vs 21% here)
Framingham State University
MA · Public
85% admit rate (vs 21% here)
University of Massachusetts-Boston
MA · Public
83% admit rate (vs 21% here)

Building a college list?

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