🎯 Parent/student verdict

Likely

Accessible for most applicants. Affordable on average — net price runs around $17,163/yr.

✅ Best for

  • Solid academic profile (SAT 1180–1350 · ACT 26–30 middle 50% + typically a 3.7+ unweighted GPA in rigorous coursework)
  • Students drawn to Business, Management, & Marketing or Engineering (the two biggest majors)
  • Research-curious students (R2 — active research output)

🎯 The reality

  • Bottom-quartile academic profile if: SAT below 1180, or ACT below 26, or unweighted GPA below ~3.50 (admitted-class quartiles; GPA floor is a calibrated heuristic where CDS not yet on file)

Verdict is composed from this college's structured data (admit rate, SAT bands, net price by income, Carnegie classification, scholarship grids) using transparent rule thresholds — not a chat-bot's opinion.

🏛️ Institutional snapshot

What kind of college is this?

Carnegie classification
R2: Doctoral - High Research Activity
Total enrollment
11,434
10,000 - 19,999
In-state tuition
$16,966
sticker, before aid
Out-of-state tuition
$36,264
+$19,298 vs in-state
Admit rate
85.2%
Accepts the majority
SAT middle 50%
1180–1350
EBRW + Math composite
ACT middle 50%
26–30
composite
Test policy
Test-optional
2023
10-yr earnings
$64,874
median, after entry

Source: federal IPEDS Admissions 2023 for scores + admit rate; federal College Scorecard (20260606 vintage) for earnings + outcomes. SAT/ACT bands are the 25th–75th percentile of enrolled submitters.

📊 Outcomes & cost

What graduates actually earn, finish, and owe.

Federal College Scorecard data. Earnings are median annual income measured years after entering. Debt is for federal-aid borrowers only (cash-pay students aren't counted).

Earnings, 6 yrs after entry
$61,467
Earnings, 10 yrs after entry
$64,874
4-year completion
65%
Median debt (completers)
$23,704
Cost of attendance
$30,786
sticker price, not net
Pell-eligible students
30%

💰 True ROI

9.4× return

What families actually pay (after aid) vs. the sticker — and how 10-yr earnings stack against the real cost. Most sites quote sticker; we quote what families really pay.

What families actually pay (4 yrs)
$68,652
$17,163/yr avg net
Aid that hides behind the sticker
$54,492
vs sticker $123,144
10-yr earnings total
$648,740
$64,874/yr median, 10 yrs out
Years to recoup actual cost
1.1 yrs
at the median earnings rate

"True ROI" = (10-yr median earnings × 10) ÷ (actual 4-yr net price). The actual net is from Scorecard (average across all families); your family's net price will vary by income — see the breakdown above. Earnings are 10 years after enrollment (Scorecard PP-FOS, all majors combined).

💰 What families actually pay

Net price by family income

Net price = sticker price minus grant aid. This is what families actually pay out-of-pocket after scholarships and need-based aid — the most honest affordability signal there is. At University of Massachusetts-Lowell, the average net price is $17,163/yr across all families.

Family income $0-30k
$9,943/yr
Family income $30-48k
$10,199/yr
Family income $48-75k
$12,141/yr
Family income $75-110k
$16,460/yr
Family income $110k+
$26,139/yr

🔎 Earning over $110K? The federal brackets above lump every family from $110K to $1M+ into one row.

Need-based aid usually phases out somewhere between $200K and $300K at private colleges — but the exact threshold varies a lot. For a precise estimate based on your family's actual income, assets, and your student's academic profile, use University of Massachusetts-Lowell's official Net Price Calculator:

Get your family's estimate from University of Massachusetts-Lowell →

Opens on University of Massachusetts-Lowell's site. Takes about 10–15 minutes; have your most recent tax return handy.

Source: College Scorecard (NPT41-NPT45). Net price = total cost of attendance minus federal, state, institutional, and other grants. Some brackets may be suppressed for student-privacy reasons (small cohorts). Title IV first-time, full-time undergraduates only. The $110K+ ceiling is a federal data limitation — Department of Education hasn't refreshed these brackets since the early 2010s.

📚 What students study here

Most popular majors at University of Massachusetts-Lowell

Top 5 fields of study by bachelor's degrees awarded (most recent IPEDS Completions). Use this to see what University of Massachusetts-Lowell actually graduates — not just what it markets.

1. Business, Management, & Marketing
615 degrees · 31.2%
Typical career outcomes
Financial Analyst $100k Management Analyst (Consultant) $99k Marketing Manager $158k Accountant / Auditor $80k
Broad set of corporate roles. Finance + consulting pay top, accounting + HR pay middle, sales spread is wide.
2. Engineering
586 degrees · 29.7%
Typical career outcomes
Mechanical Engineer $100k Electrical Engineer $107k Civil Engineer $93k Chemical Engineer $112k
Engineering majors land high-paying technical roles. Top-earning sub-disciplines: petroleum, chemical, computer engineering.
3. Computer & Information Sciences
358 degrees · 18.2%
Typical career outcomes
Software Developer $132k Data Scientist $108k Information Security Analyst $120k Web Developer $85k
High-paying tech roles dominate. Median software roles cluster in the $90k-$130k range.
4. Health Professions
210 degrees · 10.6%
Typical career outcomes
Registered Nurse $86k Physician Assistant $130k Pharmacist $136k Physical Therapist (post-DPT) $100k
Highest-paying group on this list, but most careers require additional training beyond a 4-year degree.
5. Homeland Security, Law Enforcement, & Firefighting
203 degrees · 10.3%
Typical career outcomes
Police Officer $72k Federal Special Agent $102k Detective / Investigator $91k
Public-sector careers in law enforcement, corrections, security. Strong pensions, modest base.

Source: IPEDS Completions (C2023_a), bachelor's-level first majors aggregated to 2-digit CIP family. Share is of these top 5 only — not all majors.

💼 Top programs by earnings

Highest-earning majors at University of Massachusetts-Lowell

Median earnings 4 years after entry, by major (CIP code). From the federal College Scorecard program-level outcomes.

Major (CIP) Credential Cohort 1-yr earnings 4-yr earnings
Mechanical Engineering Related Technologies/Technicians. Bachelor's Degree 13 $120,219
Computer Science. Bachelor's Degree 173 $86,167 $111,612
Electrical, Electronics, and Communications Engineering. Bachelor's Degree 106 $82,798 $101,054
Polymer/Plastics Engineering. Bachelor's Degree 42 $77,114 $100,428
Computer Engineering. Bachelor's Degree 66 $85,280 $97,547
Chemical Engineering. Bachelor's Degree 59 $77,380 $94,972
Mechanical Engineering. Bachelor's Degree 166 $73,414 $94,841
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. Bachelor's Degree 91 $78,247 $93,650
Physics. Bachelor's Degree 15 $48,324 $91,438
Information Science/Studies. Bachelor's Degree 160 $68,362 $89,715

For full college-vs-major comparison + ROI leaderboards, see /college-outcomes →

🤖 AI program signal

AI + computing education at University of Massachusetts-Lowell

CS degrees (annual)
284
CIP 11.0701 + 11.0101

Full multi-lens comparison: /ai-colleges →

⚖️ Compare side-by-side

University of Massachusetts-Lowell vs. another college

Type the college you want to compare against. We'll show admit rates, net price by your family income, top majors with career outcomes, and merit aid — all in one side-by-side view.

Alternatives to University of Massachusetts-Lowell

Matched not just by selectivity, but by strategic goal — what a family actually decides on.

🏆 Better merit-aid options
These similar-selectivity schools have published auto-merit grids that University of Massachusetts-Lowell doesnt — your kids scores could unlock real scholarship dollars.
University of Alabama in Huntsville
AL · Public
39 auto-merit scholarships on file
Texas Tech University
TX · Public
31 auto-merit scholarships on file
The University of Alabama
AL · Public
23 auto-merit scholarships on file
Mississippi State University
MS · Public
19 auto-merit scholarships on file
University of Alabama at Birmingham
AL · Public
19 auto-merit scholarships on file
💰 Better out-of-state value
For families paying $110k+ income tuition, these schools cost meaningfully less than University of Massachusetts-Lowell.
Christian Brothers University
TN · Private nonprofit
$5,843/yr for $110k+ families ($20,296 less)
United States Merchant Marine Academy
NY · Public
$9,168/yr for $110k+ families ($16,971 less)
College of the Ozarks
MO · Private nonprofit
$10,426/yr for $110k+ families ($15,713 less)
Indiana University-Kokomo
IN · Public
$10,593/yr for $110k+ families ($15,546 less)
Cedar Crest College
PA · Private nonprofit
$11,008/yr for $110k+ families ($15,131 less)
🛡️ Safer in-state options
Same state, similar SAT band, but with a more forgiving admit rate — useful safety / match anchors.
Salem State University
MA · Public
96% admit rate (vs 85% here)

Building a college list?

Use these to fit University of Massachusetts-Lowell into your overall strategy:

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