🎯 Parent/student verdict

Strong target

Selective but achievable for strong students. Affordable on average — net price runs around $6,174/yr. Major value play for in-state residents.

✅ Best for

  • Solid academic profile (SAT 1140–1300 · ACT 23–29 middle 50% + typically a 3.7+ unweighted GPA in rigorous coursework)
  • In-state residents (tuition ~$895 — major value play)
  • Students focused on Engineering (the school's signature program)
  • Families wanting a small liberal-arts experience

🎯 The reality

  • Bottom-quartile academic profile if: SAT below 1140, or ACT below 23, or unweighted GPA below ~3.50 (admitted-class quartiles; GPA floor is a calibrated heuristic where CDS not yet on file)

Verdict is composed from this college's structured data (admit rate, SAT bands, net price by income, Carnegie classification, scholarship grids) using transparent rule thresholds — not a chat-bot's opinion.

🏛️ Institutional snapshot

What kind of college is this?

Carnegie classification
Baccalaureate Colleges: Diverse Fields
Total enrollment
962
Under 1,000
In-state tuition
$895
sticker, before aid
Tuition
$895
flat rate (no in/out-of-state split)
Admit rate
32.5%
Selective
SAT middle 50%
1140–1300
EBRW + Math composite
ACT middle 50%
23–29
composite
Test policy
Required
2023
10-yr earnings
$90,610
median, after entry

Source: federal IPEDS Admissions 2023 for scores + admit rate; federal College Scorecard (20260606 vintage) for earnings + outcomes. SAT/ACT bands are the 25th–75th percentile of enrolled submitters.

📊 Outcomes & cost

What graduates actually earn, finish, and owe.

Federal College Scorecard data. Earnings are median annual income measured years after entering. Debt is for federal-aid borrowers only (cash-pay students aren't counted).

Earnings, 6 yrs after entry
$96,770
Earnings, 10 yrs after entry
$90,610
4-year completion
82%
Median debt (completers)
$8,833
Cost of attendance
$9,168
sticker price, not net
Pell-eligible students
8%

💰 True ROI

36.7× return

What families actually pay (after aid) vs. the sticker — and how 10-yr earnings stack against the real cost. Most sites quote sticker; we quote what families really pay.

What families actually pay (4 yrs)
$24,696
$6,174/yr avg net
Aid that hides behind the sticker
$11,976
vs sticker $36,672
10-yr earnings total
$906,100
$90,610/yr median, 10 yrs out
Years to recoup actual cost
0.3 yrs
at the median earnings rate

"True ROI" = (10-yr median earnings × 10) ÷ (actual 4-yr net price). The actual net is from Scorecard (average across all families); your family's net price will vary by income — see the breakdown above. Earnings are 10 years after enrollment (Scorecard PP-FOS, all majors combined).

💰 What families actually pay

Net price by family income

Net price = sticker price minus grant aid. This is what families actually pay out-of-pocket after scholarships and need-based aid — the most honest affordability signal there is. At United States Merchant Marine Academy, the average net price is $6,174/yr across all families.

Family income $0-30k
$1,773/yr
Family income $30-48k
$4,098/yr
Family income $48-75k
$5,897/yr
Family income $75-110k
$8,752/yr
Family income $110k+
$9,168/yr

🔎 Earning over $110K? The federal brackets above lump every family from $110K to $1M+ into one row.

Need-based aid usually phases out somewhere between $200K and $300K at private colleges — but the exact threshold varies a lot. For a precise estimate based on your family's actual income, assets, and your student's academic profile, use United States Merchant Marine Academy's official Net Price Calculator:

Get your family's estimate from United States Merchant Marine Academy →

Opens on United States Merchant Marine Academy's site. Takes about 10–15 minutes; have your most recent tax return handy.

Source: College Scorecard (NPT41-NPT45). Net price = total cost of attendance minus federal, state, institutional, and other grants. Some brackets may be suppressed for student-privacy reasons (small cohorts). Title IV first-time, full-time undergraduates only. The $110K+ ceiling is a federal data limitation — Department of Education hasn't refreshed these brackets since the early 2010s.

📚 What students study here

Most popular majors at United States Merchant Marine Academy

Top 5 fields of study by bachelor's degrees awarded (most recent IPEDS Completions). Use this to see what United States Merchant Marine Academy actually graduates — not just what it markets.

1. Engineering
114 degrees · 52.1%
Typical career outcomes
Mechanical Engineer $100k Electrical Engineer $107k Civil Engineer $93k Chemical Engineer $112k
Engineering majors land high-paying technical roles. Top-earning sub-disciplines: petroleum, chemical, computer engineering.
2. Transportation & Materials Moving
105 degrees · 47.9%

Source: IPEDS Completions (C2023_a), bachelor's-level first majors aggregated to 2-digit CIP family. Share is of these top 5 only — not all majors.

💼 Top programs by earnings

Highest-earning majors at United States Merchant Marine Academy

Median earnings 4 years after entry, by major (CIP code). From the federal College Scorecard program-level outcomes.

Major (CIP) Credential Cohort 1-yr earnings 4-yr earnings
Marine Transportation. Bachelor's Degree 113 $69,847 $107,654

For full college-vs-major comparison + ROI leaderboards, see /college-outcomes →

⚖️ Compare side-by-side

United States Merchant Marine Academy vs. another college

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