🎯 Parent/student verdict

Likely

Accessible for most applicants.

✅ Best for

  • Students drawn to Business, Management, & Marketing or Social Sciences (the two biggest majors)
  • Families wanting a small liberal-arts experience

🎯 The reality

  • Bottom-quartile academic profile if: SAT below 980, or ACT below 16 (admitted-class quartiles; GPA floor is a calibrated heuristic where CDS not yet on file)

Verdict is composed from this college's structured data (admit rate, SAT bands, net price by income, Carnegie classification, scholarship grids) using transparent rule thresholds — not a chat-bot's opinion.

🏛️ Institutional snapshot

What kind of college is this?

Carnegie classification
M1: Master's - Larger Programs
Total enrollment
1,951
1,000 - 4,999
In-state tuition
$37,434
sticker, before aid
Tuition
$37,434
flat rate (no in/out-of-state split)
Admit rate
88.9%
Accepts the majority
SAT middle 50%
980–1150
EBRW + Math composite
ACT middle 50%
16–23
composite
Test policy
Test-optional
2023
10-yr earnings
$56,955
median, after entry

Source: federal IPEDS Admissions 2023 for scores + admit rate; federal College Scorecard (20260606 vintage) for earnings + outcomes. SAT/ACT bands are the 25th–75th percentile of enrolled submitters.

📊 Outcomes & cost

What graduates actually earn, finish, and owe.

Federal College Scorecard data. Earnings are median annual income measured years after entering. Debt is for federal-aid borrowers only (cash-pay students aren't counted).

Earnings, 6 yrs after entry
$44,130
Earnings, 10 yrs after entry
$56,955
4-year completion
59%
Median debt (completers)
$25,563
Cost of attendance
$47,999
sticker price, not net
Pell-eligible students
39%

💰 True ROI

6.7× return

What families actually pay (after aid) vs. the sticker — and how 10-yr earnings stack against the real cost. Most sites quote sticker; we quote what families really pay.

What families actually pay (4 yrs)
$84,580
$21,145/yr avg net
Aid that hides behind the sticker
$107,416
vs sticker $191,996
10-yr earnings total
$569,550
$56,955/yr median, 10 yrs out
Years to recoup actual cost
1.5 yrs
at the median earnings rate

"True ROI" = (10-yr median earnings × 10) ÷ (actual 4-yr net price). The actual net is from Scorecard (average across all families); your family's net price will vary by income — see the breakdown above. Earnings are 10 years after enrollment (Scorecard PP-FOS, all majors combined).

💰 What families actually pay

Net price by family income

Net price = sticker price minus grant aid. This is what families actually pay out-of-pocket after scholarships and need-based aid — the most honest affordability signal there is. At St. Mary's University, the average net price is $21,145/yr across all families.

Family income $0-30k
$18,352/yr
Family income $30-48k
$21,470/yr
Family income $48-75k
$20,553/yr
Family income $75-110k
$22,331/yr
Family income $110k+
$24,649/yr

🔎 Earning over $110K? The federal brackets above lump every family from $110K to $1M+ into one row.

Need-based aid usually phases out somewhere between $200K and $300K at private colleges — but the exact threshold varies a lot. For a precise estimate based on your family's actual income, assets, and your student's academic profile, use St. Mary's University's official Net Price Calculator:

Get your family's estimate from St. Mary's University →

Opens on St. Mary's University's site. Takes about 10–15 minutes; have your most recent tax return handy.

Source: College Scorecard (NPT41-NPT45). Net price = total cost of attendance minus federal, state, institutional, and other grants. Some brackets may be suppressed for student-privacy reasons (small cohorts). Title IV first-time, full-time undergraduates only. The $110K+ ceiling is a federal data limitation — Department of Education hasn't refreshed these brackets since the early 2010s.

📚 What students study here

Most popular majors at St. Mary's University

Top 5 fields of study by bachelor's degrees awarded (most recent IPEDS Completions). Use this to see what St. Mary's University actually graduates — not just what it markets.

1. Business, Management, & Marketing
110 degrees · 39.6%
Typical career outcomes
Financial Analyst $100k Management Analyst (Consultant) $99k Marketing Manager $158k Accountant / Auditor $80k
Broad set of corporate roles. Finance + consulting pay top, accounting + HR pay middle, sales spread is wide.
2. Social Sciences
51 degrees · 18.3%
Typical career outcomes
Economist $118k Political Scientist $130k Sociologist $93k Market Research Analyst $75k
Economics + poli sci sub-disciplines pay much more than sociology + anthropology.
3. Homeland Security, Law Enforcement, & Firefighting
44 degrees · 15.8%
Typical career outcomes
Police Officer $72k Federal Special Agent $102k Detective / Investigator $91k
Public-sector careers in law enforcement, corrections, security. Strong pensions, modest base.
4. Biological & Biomedical Sciences
40 degrees · 14.4%
Typical career outcomes
Biological Scientist $87k Medical & Clinical Lab Tech $61k Pharmaceutical Rep $82k Physician (post-MD) $239k
Many bio majors → med school / grad school. Direct-employment bio roles are lower-paid than that pipeline.
5. Psychology
33 degrees · 11.9%
Typical career outcomes
HR Specialist $68k Market Research Analyst $75k Clinical Psychologist (post-PhD) $93k Social Worker $58k
Most undergrad psych grads go into non-clinical roles. Clinical/counseling psych requires a master's or doctoral.

Source: IPEDS Completions (C2023_a), bachelor's-level first majors aggregated to 2-digit CIP family. Share is of these top 5 only — not all majors.

💼 Top programs by earnings

Highest-earning majors at St. Mary's University

Median earnings 4 years after entry, by major (CIP code). From the federal College Scorecard program-level outcomes.

Major (CIP) Credential Cohort 1-yr earnings 4-yr earnings
Finance and Financial Management Services. Bachelor's Degree 41 $48,018 $82,753
Accounting and Related Services. Bachelor's Degree 11 $81,100
Computer Engineering. Bachelor's Degree 20 $78,406
Marketing. Bachelor's Degree 24 $46,438 $66,151
Sports, Kinesiology, and Physical Education/Fitness. Bachelor's Degree 28 $27,978 $52,553
English Language and Literature, General. Bachelor's Degree 14 $39,752 $51,014
Criminology. Bachelor's Degree 14 $33,978 $48,731
Biology, General. Bachelor's Degree 44 $20,104 $46,873
Criminal Justice and Corrections. Bachelor's Degree 13 $30,237 $46,782
Political Science and Government. Bachelor's Degree 30 $36,392 $46,620

For full college-vs-major comparison + ROI leaderboards, see /college-outcomes →

🤖 AI program signal

AI + computing education at St. Mary's University

CS degrees (annual)
18
CIP 11.0701 + 11.0101

Full multi-lens comparison: /ai-colleges →

⚖️ Compare side-by-side

St. Mary's University vs. another college

Type the college you want to compare against. We'll show admit rates, net price by your family income, top majors with career outcomes, and merit aid — all in one side-by-side view.

Alternatives to St. Mary's University

Matched not just by selectivity, but by strategic goal — what a family actually decides on.

🏆 Better merit-aid options
These similar-selectivity schools have published auto-merit grids that St. Mary's University doesnt — your kids scores could unlock real scholarship dollars.
Texas Tech University
TX · Public
31 auto-merit scholarships on file
Mississippi State University
MS · Public
19 auto-merit scholarships on file
University of Louisville
KY · Public
19 auto-merit scholarships on file
University of Arkansas
AR · Public
15 auto-merit scholarships on file
University of Mississippi
MS · Public
15 auto-merit scholarships on file
💰 Better out-of-state value
For families paying $110k+ income tuition, these schools cost meaningfully less than St. Mary's University.
Christian Brothers University
TN · Private nonprofit
$5,843/yr for $110k+ families ($18,806 less)
Fairmont State University
WV · Public
$6,945/yr for $110k+ families ($17,704 less)
United States Merchant Marine Academy
NY · Public
$9,168/yr for $110k+ families ($15,481 less)
Eastern New Mexico University-Main Campus
NM · Public
$9,996/yr for $110k+ families ($14,653 less)
College of the Ozarks
MO · Private nonprofit
$10,426/yr for $110k+ families ($14,223 less)
🛡️ Safer in-state options
Same state, similar SAT band, but with a more forgiving admit rate — useful safety / match anchors.
The University of Texas at El Paso
TX · Public
100% admit rate (vs 89% here)

Building a college list?

Use these to fit St. Mary's University into your overall strategy:

See your admit odds → Improve your score → Find merit aid →