🎯 Parent/student verdict

Likely

Accessible for most applicants. Affordable on average — net price runs around $13,663/yr. Major value play for in-state residents.

✅ Best for

  • In-state residents (tuition ~$7,779 — major value play)

🎯 The reality

  • Out-of-state tuition is 2.6× the in-state rate

Verdict is composed from this college's structured data (admit rate, SAT bands, net price by income, Carnegie classification, scholarship grids) using transparent rule thresholds — not a chat-bot's opinion.

🏛️ Institutional snapshot

What kind of college is this?

Carnegie classification
M1: Master's - Larger Programs
Total enrollment
6,819
5,000 - 9,999
In-state tuition
$7,779
sticker, before aid
Out-of-state tuition
$20,379
+$12,600 vs in-state
Admit rate
94.8%
Accepts the majority
Test policy
Test-optional
2023
10-yr earnings
$59,247
median, after entry

Source: federal IPEDS Admissions 2023 for scores + admit rate; federal College Scorecard (20260606 vintage) for earnings + outcomes. SAT/ACT bands are the 25th–75th percentile of enrolled submitters.

📊 Outcomes & cost

What graduates actually earn, finish, and owe.

Federal College Scorecard data. Earnings are median annual income measured years after entering. Debt is for federal-aid borrowers only (cash-pay students aren't counted).

Earnings, 6 yrs after entry
$48,648
Earnings, 10 yrs after entry
$59,247
4-year completion
59%
Median debt (completers)
$12,750
Cost of attendance
$26,987
sticker price, not net
Pell-eligible students
43%

💰 True ROI

10.8× return

What families actually pay (after aid) vs. the sticker — and how 10-yr earnings stack against the real cost. Most sites quote sticker; we quote what families really pay.

What families actually pay (4 yrs)
$54,652
$13,663/yr avg net
Aid that hides behind the sticker
$53,296
vs sticker $107,948
10-yr earnings total
$592,470
$59,247/yr median, 10 yrs out
Years to recoup actual cost
0.9 yrs
at the median earnings rate

"True ROI" = (10-yr median earnings × 10) ÷ (actual 4-yr net price). The actual net is from Scorecard (average across all families); your family's net price will vary by income — see the breakdown above. Earnings are 10 years after enrollment (Scorecard PP-FOS, all majors combined).

💰 What families actually pay

Net price by family income

Net price = sticker price minus grant aid. This is what families actually pay out-of-pocket after scholarships and need-based aid — the most honest affordability signal there is. At California State University-Monterey Bay, the average net price is $13,663/yr across all families.

Family income $0-30k
$9,970/yr
Family income $30-48k
$9,981/yr
Family income $48-75k
$12,440/yr
Family income $75-110k
$16,281/yr
Family income $110k+
$22,818/yr

🔎 Earning over $110K? The federal brackets above lump every family from $110K to $1M+ into one row.

Need-based aid usually phases out somewhere between $200K and $300K at private colleges — but the exact threshold varies a lot. For a precise estimate based on your family's actual income, assets, and your student's academic profile, use California State University-Monterey Bay's official Net Price Calculator:

Get your family's estimate from California State University-Monterey Bay →

Opens on California State University-Monterey Bay's site. Takes about 10–15 minutes; have your most recent tax return handy.

Source: College Scorecard (NPT41-NPT45). Net price = total cost of attendance minus federal, state, institutional, and other grants. Some brackets may be suppressed for student-privacy reasons (small cohorts). Title IV first-time, full-time undergraduates only. The $110K+ ceiling is a federal data limitation — Department of Education hasn't refreshed these brackets since the early 2010s.

📚 What students study here

Most popular majors at California State University-Monterey Bay

Top 5 fields of study by bachelor's degrees awarded (most recent IPEDS Completions). Use this to see what California State University-Monterey Bay actually graduates — not just what it markets.

1. Psychology
290 degrees · 25.6%
Typical career outcomes
HR Specialist $68k Market Research Analyst $75k Clinical Psychologist (post-PhD) $93k Social Worker $58k
Most undergrad psych grads go into non-clinical roles. Clinical/counseling psych requires a master's or doctoral.
2. Business, Management, & Marketing
252 degrees · 22.3%
Typical career outcomes
Financial Analyst $100k Management Analyst (Consultant) $99k Marketing Manager $158k Accountant / Auditor $80k
Broad set of corporate roles. Finance + consulting pay top, accounting + HR pay middle, sales spread is wide.
3. Liberal Arts, Humanities, & General Studies
250 degrees · 22.1%
Typical career outcomes
Management Analyst $99k Marketing Specialist $75k HR Specialist $68k
Flexible degree → many paths. Real outcomes depend on the second skill (data, coding, teaching cert).
4. Computer & Information Sciences
207 degrees · 18.3%
Typical career outcomes
Software Developer $132k Data Scientist $108k Information Security Analyst $120k Web Developer $85k
High-paying tech roles dominate. Median software roles cluster in the $90k-$130k range.
5. Biological & Biomedical Sciences
132 degrees · 11.7%
Typical career outcomes
Biological Scientist $87k Medical & Clinical Lab Tech $61k Pharmaceutical Rep $82k Physician (post-MD) $239k
Many bio majors → med school / grad school. Direct-employment bio roles are lower-paid than that pipeline.

Source: IPEDS Completions (C2023_a), bachelor's-level first majors aggregated to 2-digit CIP family. Share is of these top 5 only — not all majors.

💼 Top programs by earnings

Highest-earning majors at California State University-Monterey Bay

Median earnings 4 years after entry, by major (CIP code). From the federal College Scorecard program-level outcomes.

Major (CIP) Credential Cohort 1-yr earnings 4-yr earnings
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. Bachelor's Degree 52 $117,088 $134,489
Computer Science. Bachelor's Degree 191 $71,458 $101,787
Computer and Information Sciences, General. Bachelor's Degree $74,298
Business Administration, Management and Operations. Bachelor's Degree 265 $47,825 $72,558
Mathematics. Bachelor's Degree 21 $62,943
International/Globalization Studies. Bachelor's Degree 10 $34,246 $61,480
Marine Sciences. Bachelor's Degree 75 $27,268 $59,782
Liberal Arts and Sciences, General Studies and Humanities. Bachelor's Degree 242 $30,413 $59,017
Social Sciences, General. Bachelor's Degree 89 $34,678 $57,200
Human Services, General. Bachelor's Degree 96 $37,501 $56,719

For full college-vs-major comparison + ROI leaderboards, see /college-outcomes →

🤖 AI program signal

AI + computing education at California State University-Monterey Bay

CS degrees (annual)
207
CIP 11.0701 + 11.0101

Full multi-lens comparison: /ai-colleges →

⚖️ Compare side-by-side

California State University-Monterey Bay vs. another college

Type the college you want to compare against. We'll show admit rates, net price by your family income, top majors with career outcomes, and merit aid — all in one side-by-side view.

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